The first step you’ll want to take when choosing a personal bankruptcy attorney in Queens County New York is finding out practice areas of your lawyer. Some attorneys practice particularly in personal bankruptcy related matters. Other lawyers have a more general practice where they might cover a number of practice areas with bankruptcy being one of many.

The subsequent factor a potential debtor will want to know is which kind of bankruptcy law the attorney practices. Once more, there are some lawyers who concentrate particularly on chapter seven personal bankruptcy work. Those lawyers might select to focus on chapter 7 work simply because it is less complicated than the chapter 13 work. Usually, chapter 7 debtors will not have substantial assets and they are procedurally much less tenuous than a chapter thirteen. This does not mean that you will find Queens county New York Bankruptcy lawyers, who concentrate on Chapter 7 personal bankruptcy law, who take chapter thirteen instances.

Another valuable piece of information that a potential bankruptcy debtor will want to discover is whether the attorney will appear with the debtor at the assembly of creditors. Once the paper work has been completed and also the documents have been filed with the Bankruptcy Court, the Bankruptcy Court will schedule what is known as a 341 meeting.

This assembly is also referred to as “The Initial Assembly of Collectors.” It will likely be the primary opportunity for the debtor to meet using the personal bankruptcy trustee and to confront any creditors who might wish to stop the bankruptcy from occurring. The lawyer may not be privy to anybody wanting to challenge the discharge with the debtor prior to the assembly of collectors.

The subsequent thing that a potential debtor will want to know when potentially choosing a Queens County bankruptcy attorney is what’s included in the lawyer charge. This might differ from attorney to attorney. Usually, the lawyer fee will be a flat fee which will include the bankruptcy petition filing charge.

Other attorneys might charge an extra fee if the petition has to be amended or if the trustee requires meetings outside of the meeting of creditors. Usually these fees will probably be covered within the contract for legal representation. If they are not, the potential debtor will want to discuss these issues with the potential Queens County personal bankruptcy lawyer.